Since 1995, we have established ourselves as a trusted Risk Management Firm specializing in custom strategies for our clients’ business needs.

We work with both small and large employers in San Francisco and throughout California.  Our approach begins with taking time to thoroughly understand what each of our client’s short and long term goals are.  This allows us to design, implement and manage the best insurance plans and administrative systems for them and their employees.

Why Choose Us?

Our goal is be a trusted advisor and key part of the team.  We operate on the philosophy, the more we can do for our clients, the more than can focus on all the other parts of their business.

Our personalized customer service, deep industry knowledge and experience, in addition to our great attention to detail is what makes the real difference for our clients.

Our Key Advantages

  • COBRA, HIPAA and ERISA Compliance

  • Bi-lingual Staff

  • Automated Enrollment

  • Employee Communications & Advocacy

  • Customized Cost Saving Strategies & Ideas

  • More Than 20 Years of Service & Experience


  • Expertise in San Francisco HCSO
    and the ACA

  • Additional HR Services

  • Latest HR Technology

  • Close Monitoring/Adjusting of
    Performance of Programs

  • Preferred Services and Pricing from
    our long-term Vendors/Carriers

  • Unbiased, Independent Broker Working
    with Dozens of Top Carriers